Johnston Carmichael Financial Services Ltd is a firm of fully independent financial advisers, based in ten strategic locations around Scotland. We specialise in providing a comprehensive range of high quality financial services to both private and corporate clients and our independent status allows us to offer advice on the broadest range of products and services.
We are proud to have been awarded the title of Chartered Financial Planners - which shows we have satisfied rigorous criteria relating to professional qualifications and ethical good practice. Only 21 financial advisory companies in Scotland have been granted this award, so you can be confident that you are dealing with one of the UK's leading firms.
Personal service to us means listening to you, establishing your immediate needs and understanding your longer-term goals and objectives.
So at the outset our advisers will work with you to establish your current financial situation, identify your current needs, objectives for your future and your attitude to risk.

Our Online Valuations may help you to consider some aspects of your finances where our assistance could be of value.
Gilts continued to do well, rising by 4.3% over the quarter. Internationally, UK Treasuries are seen as something of a safe haven. An additional Quantitative Easing package also helped to maintain enthusiasm of the asset class.![]()

Read our 2011 Personal Wealth Newsletter
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